PlainFunding is a connection service operated by PlainFunding LLC that helps qualifying small businesses and self-employed individuals request revenue-based merchant cash advances of $100 to $5,000, for commercial purposes only and not for personal, family or household use. A merchant cash advance is not a loan: it is the purchase of a portion of your business’s future receivables under a Revenue Purchase Agreement. What you remit is a fixed, agreed cost rather than interest, and it is never expressed as an annual percentage rate. Remittances are typically a share of daily or weekly receipts or a fixed debit, and can flex with revenue.
PlainFunding is not a funder and is not a party to any Revenue Purchase Agreement. We pass the request you submit to third-party funders in our network; each of them decides independently whether to make an offer and on what terms, and we disclaim liability arising from those third-party agreements. We do not guarantee that you will be matched, approved or offered any amount. Any figures shown on this site are illustrative examples, not an offer or a quote.
Using this site is free, and checking your options is a soft inquiry that does not affect your credit score; a funder may carry out its own review with your consent. PlainFunding may be compensated by a funder when a request results in a funded advance, which may affect which funders receive your request and in what order, and never changes what you are offered. PlainFunding never asks you to pay a fee in advance in exchange for a promise of funding. Availability varies by state, and requests are not accepted from businesses in California and New York. This service is governed by the laws of the State of Tennessee.