Auto repair
A lift or a diagnostic tool back in service.
Funding that keeps your doors open.
One short request reaches the funders in our network. They look at your sales, not just a credit score, and the ones who want to help come back to you.
$5,000
The most you can ask for
$0
What PlainFunding charges
2 min
To send your request
1 form
Seen by every funder in our network
BakeriesBarbersAuto repairFood trucksSalonsCorner storesRestaurantsFloristsContractorsBoutiques
From one request to a real offer
No branch visits and no stack of paperwork. You stay in control at every step.
01
Tell us what the business needs
Pick an amount and answer a few questions. It won’t affect your credit score.
2 min
to send one request to every funder in our network.
02
Funders review your sales
Each one looks at your revenue and bank activity and decides on its own.
03
Choose with the cost up front
An offer shows the fixed cost before you sign. No APR, no compounding, and you can always say no.
Simple, honest and on your side
We built this for owners who need working capital quickly and want to see exactly what it costs.
- Free to useNo fee to ask and none later. A funder pays PlainFunding only if your advance is funded.
- Built on your salesFunders look at revenue and bank activity, not just a credit score.
- Remittance that flexesUsually a share of daily or weekly sales, so a slow week remits less.
- Soft inquiry onlyChecking your options never touches your credit score.
- Made for small business$100 to $5,000 for shops, trades, kitchens and the self-employed.
For the businesses on your street
Advances are for business use only, never for personal or household spending.
Bakeries
Flour, butter and boxes before the holiday rush.
Barbers
A new chair, or a month of rent while it fills.
Food trucks
A generator, a permit, a festival season.
Salons
Stock and payroll between busy weekends.
Corner stores
Shelves full when a supplier offers a better price.
Four things. None of them is a credit score.
Guidelines, not a promise of an offer. Not available in California and New York.
Check my options- A US business or self-employed owner, 18+
- About 3 months in business
- About $1,500 a month in sales
- A business bank account
No. A funder buys a share of your future sales for a fixed cost agreed up front. It is not interest and it is never expressed as an APR.
No. PlainFunding is a free referral service. Funders decide independently whether to make an offer and set every term.
No. Seeing your options is a soft inquiry. A funder may verify the business and its owner, with your consent, before an offer.
Usually as a set share of daily or weekly receipts, or fixed debits reconciled to your actual revenue, as written in the funder's agreement.
Your next good month starts here.
About two minutes, free, and it won’t affect your credit score.