Available only to small businesses and self-employed individuals for commercial purposes, not a consumer product and not offered for personal, family or household use. A merchant cash advance is not a loan: it is the purchase of a portion of your business’s future receivables under a Revenue Purchase Agreement, so what you remit is a fixed cost rather than interest and is never expressed as an annual percentage rate. PlainFunding, operated by PlainFunding LLC, is a connection provider: it is not a funder, is not a party to the Revenue Purchase Agreement executed between your business and a third-party funder, and disclaims liability arising from those third-party agreements. Each funder decides independently; submitting a request does not guarantee an offer. Checking your options is a soft inquiry and does not affect your credit score. PlainFunding never asks you to pay a fee in advance in exchange for a promise of funding. Not available in all states and not offered in California or New York. Governed by the laws of the State of Tennessee.